Getting a lost car title can sometimes really be a headache. If you go to a state DMV, it can take two to six weeks to obtain the title or even more, depending on your state's requirements and the circumstances in which you want to get a car title.

The Different Scenarios Of Getting A Car Title

Regarding the situation, it might take a different time duration to get a car title. In this section, we will be examining all of these different scenarios and determining the time it takes to get a car title:-

Getting A Title After Buying A New Car On Loan 

When you buy a car on loans, it is considered a car without title. In that case, usually, your state determines who gets the car title. It can be you or the lender of the loan. Suppose you reside in the non-title holding states (Arizona, Kentucky, Maryland, Michigan, Minnesota, New York, Oklahoma, South Dakota, and Wisconsin). In that case, you can fetch the title in your mailbox in six weeks. However, in the case of title holding states, your lender will receive the title. Once you paid the entire loan, the lender will issue a lien letter to you. Further, you will have to take this lien letter to your state's DMV or Department of Motor Vehicle so they can issue you a new title. The entire process can take up to 30 days of waiting before you receive your new title.  

Getting A Lost Car Title 

Another scenario is getting a lost car title. A lost car title is a vehicle title that has been stolen, lost, destroyed, etc. You will want to apply for a lost car title in any of these cases. Sometimes the DMV forms can mention it as a duplicate title. If you apply with the DMV, you can receive this title in 30 days or more. However, you can also cut this time short by applying for a lost car title with Lost Car Solution. Applying with DMV can be expensive and tiring as it implicates a lot of paperwork and effort. On the other hand, with Lost Car Solutions, all you have to do is to reach out to them on their website and submit your application with proper documents like the vehicle identification number (VIN), proof of ownership, such as a bill of sale, possibly odometer reading, depending on your state and valid driver's license. 

Obtaining A Replacement Title 

Replacement titles are different from lost or duplicate car titles. Duplicate titles are copies of the previous title you owned, while the replacement title means you want to change your old title with a new one. Seeking a replacement title can come into existence for various reasons like selling, trading in, or disposing of a car. It may take two to six weeks to find the replacement title in your mailing box finally. Again, you can apply with the DMV or a title replacement company like Lost Title Solutions with proper documents. 

The Process Of Getting A Car Title 

Here are the steps that you can follow to apply for a car title, whether replacement, new, or duplicate. So, let's get you started! 

Applying For A Car Title With DMV 

• The title is proof of the right ownership of your car; keeping it safe becomes necessary. As mentioned, if you have a loan, the lender will hold the car title until you repay the loan amount. Once paid off the loan, you will have to take the lien letter to DMV to receive your title. 
• Secondly, when you want to apply for a replacement title, the process is quite easy. Visit your state's DMV or the department that handles everything regarding the motors. Bring in all the documents like vehicle identification number (VIN), proof of ownership, a bill of sale, possibly an odometer reading, depending on your state, and a valid driver's license related to your previous title ownership. Do consider checking out the related documents on the DMV website. You can apply with them online or visit your local office. However, requesting the car title online will be the easiest option. 
• The next up in line is applying for a lost car title. The process remains the same. Visit the DMV website, check the related documents, and apply after visiting the local DMV or online.

Remember, the DMV will charge you a fee for applying a duplicate or a replacement title. The fee can also vary according to your stated requirements. So, do consider inquiring about it at first as well. 

Applying For The Car Title With Lost Title Solutions 

Visiting the DMV can be upsetting, especially when you have lost your car title. If you don't face the DMV's mess, Lost Title Solutions is the perfect option for you to choose. Getting started with the Lost Car Solution is quite easy. Visit their website, check their online form, and apply for it with your VIN. They need your VIN to understand and analyze the best possible scenarios in your situation. So that you can receive your title as quickly as possible. Once you complete the application form, they will start working on it immediately. 

F.A.Q 

Q1: Can I sell a car without title?

Yes, you can sell your car without title if you have proof of ownership. You can use anything, like a bill to prove your ownership. 

Q2: How can I obtain a title for a car that doesn't have one?

You can lay for a replacement car title with your state's DMV or a vehicle title service like Lost Title Solutions. 

Q3: Can I register a car without a title?

No, you can't register your vehicle legally without a car title. 

Q4: What are the potential risks of buying a car without a title?

There are two major disadvantages to doing so. First, you will not be able to register your vehicle; second, the DMV will not issue you the license plates.   

Q5: Is getting insurance for a car without a title possible?

Yes, you can get insurance without a title. To resolve the issue, you must purchase the non-owner policy and add your registered vehicle to this policy. 

Wrapping Up! 

How prolonged the process of getting the car title depends on the situation, whether you want to get a replacement car title, duplicate car title, or still need to own the car title. In every situation, it will take 30 days approx when you apply for the car title with DMV. But, if you apply with a vehicle title service, there will be much less, and the process will be much easier.