Online transactions, shopping, and retail store terminals have become common. Debit Cards are at our perusal to complete such payments. While it is easy and convenient, being cautious is essential. There have been concerns regarding safety while using these cards. However, any problem owing to negligence while using them can be taken care of.

Taking adequate measures to prevent them is the best way to ensure safety. Let us understand how to take the necessary steps for a Debit Card:

Implement immediate action

Suppose you notice any suspicious activity with your card without your knowledge, report it immediately to the bank. If your card gets stolen or lost, do not wait long to cancel them. Do this using the bank's customer support than waiting for the right time to visit the bank. Nowadays, the Banking app helps with such concerns as well. It is quicker, and you receive instant assistance on what to do in such situations.

Avoid public portals

Online Banking has its drawbacks. It is a vulnerable place if you are not using secure methods. Hackers always find their way to the software you use. Using public mediums like Free Wi-Fi, cyber cafes, etc., for transactions with your online Debit Card is hazardous. These public services are unsecured, allowing hackers to access your details quickly. Hence, avoid them and stick to trusted sources like your home or mobile data.

Consider trusted terminals

Automated Teller Machines or ATMs are available everywhere for convenience. You can find them around your bank, malls, airports, remote areas, etc. Ensure to manage these while choosing these outlets, as your card information and PIN may be at risk. Most ATMs get sabotaged in secluded and suspicious places by skimming devices that grab your details. Hence, use ATMs of your bank and those around public places for safe transactions. 

Be wary of passcodes

Your ATM PIN is like your identity when doing any transaction. It is crucial not to copy or lose it. It is also advisable not to write it down and change and personalise it after receiving them from the bank. The other mistakes include asking for help from security guards and other commoners in ATM terminals.

Track transactions

Ensure to check your account statements frequently. Do this both online and through your passbook. When you apply for Debit Card online, banks offer benefits such as SMS alerts, two-step verification, email alerts, etc., to keep you informed about your transactions. It lets you track your account balance and other unusual activities.

These cards are a helpful banking instrument facilitating seamless banking activities. Online Banking has made it easier to apply for any card and always check its status.  

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