How to Send Money through Apple Pay: The Easy and Convenient Way

Send Money through Apple Pay


Belle Elida

8 months ago | 3 min read

In this fast-paced digital world, we often find ourselves looking for quick and hassle-free ways to transfer money. And what better way to do it than through Apple Pay! With just a few taps on your phone, you can instantly send money to friends and family without the need for cash or checks. In this blog post, we'll guide you step-by-step on how to use Apple Pay for sending money – making your life easier and more convenient than ever before! So sit back, relax, and let's get started!

Sending Money with Apple Pay

Assuming you have an iPhone with Apple Pay set up and your friend has an iPhone with Apple Pay set up, sending money is easy. Here’s how:

Open the Messages app and start a new conversation or tap on an existing one.

Tap on the Apple Pay button . If you don’t see the Apple Pay button, tap on the More button and then tap on Apple Pay.

Enter the amount of money you want to send and tap Send.

You’ll be asked to confirm the payment with Face ID, Touch ID, or your passcode.

That’s it! The money will automatically be sent to your friend and will appear in their Apple Wallet app.

Pros and Cons of Using Apple Pay for Money Transactions

Apple Pay is a convenient tool that can be used to send money to friends and family. It is important to weigh the pros and cons of using Apple Pay before using it for any transactions.

The Pros of Using Apple Pay:

Apple Pay is extremely convenient. There is no need to carry around cash or checks when you can use your iPhone or Apple Watch to pay for goods and services.

Apple Pay is secure. When you use Apple Pay, your credit card information is not shared with the merchant. This helps to prevent fraud and keeps your information safe.

Apple Pay is fast. Transactions are completed quickly, so you won’t have to wait in line at the register.

The Cons of Using Apple Pay:

Some merchants do not accept Apple Pay as a form of payment. Before using Apple Pay, make sure that the merchant you are patronizing accepts it.

There is a small fee associated with using Apple Pay for transactions. The fee is typically around $0.15 per transaction, but this can add up if you use Apple Pay frequently.

Security and Privacy Settings for Sending Money Through Apple Pay

When you send money through Apple Pay, your security and privacy settings will be the same as when you use Apple Pay to make purchases. Your credit or debit card number will not be stored on your device or shared with the merchant. Instead, a unique Device Account Number will be assigned, encrypted, and securely stored in the Secure Element on your device. Each transaction will be authorized with a one-time unique dynamic security code.

Alternatives to Apple Pay for Money Transactions

There are a few alternatives to Apple Pay for money transactions. One option is to use a credit or debit card with Apple Pay. Another option is to use a mobile payment service like PayPal, Venmo, or Square Cash. You could always send money through email or text message.


Sending money through Apple Pay is a convenient and secure way to send funds to friends, family, and businesses. It only takes a few taps of your finger or digits on the screen to do this and you can feel confident knowing that all transfers are protected by industry-leading security measures. Whether you're paying someone back for dinner or transferring money overseas, Apple Pay makes it easy to transfer funds without ever having to leave your home


Created by

Belle Elida







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